Your Dream Home Awaits in San Antonio.

The first step towards buying a new home is to meet with a CORE real estate agent. At the buyer consultation, we get to build a relationship and begin to go over the home buying process. WE'LL DISCUSS: Home loan pre-approval (Understanding your purchasing power and how to maximize it), your budget, home search process. Current housing market, buyer agency benefits and your real estate needs.

As you begin home shopping, a pre-approval letter brings you, your lender, and potential home sellers' confidence in knowing what you can afford, making your offer more than likely to be accepted than someone wo is not pre-approved. The mortgage loan application process continues throughout the home buying process to secure your financing for closing.

We offer many different solutions to expedite and simplify the home search process. All brokers have access to the same information; the difference is the speed at which we can get you the information. 

During the home shopping process, we will suggest homes that fit your budget, needs and meet you to tour selected homes. The average buyer finds the right home within the first 5 homes they view. The most important KEY to finding the right home quickly is your feedback. 

You've found the home of your dreams. We will guide you through making a competitive offer with terms that protect your interests that appeal to the seller. With the offer, you will need to provide Earnest Money. It is usually about 1% of the offer/contract price.  

The option period typically ranges from 7-10 calendar days and gives you the flexibility to terminate the contract for any reason during this time frame.

In Texas, option fees vary and can range from $100-$500. These fees are non-refundable after the option period expires, but they provide you with valuable time to conduct inspections and finalize your decision.

Hire a qualified inspector (typically $400-$600) during the option period to identify any potential issues with the property before finalizing. An inspector provides a detail inspection focusing on 5 KEY components of a property: Foundation, Roof, Plumbing, Electrical and HVAC.

Your lender will order an appraisal on your behalf (typically $525) to verify that the value of the home you are purchasing is worth the loan amount that you are asking for. If the appraisal comes back lower than the contract sales price, we will renegotiate. The best part of the appraisal is that it ensures you won't overpay!

This means you now have Full Loan Commitment & A REASON TO CELEBRATE!!!

All your time and efforts have paid off! Make sure to bring your driver's license or official photo ID and a cashier's check to closing, made payable to the title company for the down payment and closing costs. At the end of closing and upon the transaction funding, you'll walk out with your keys to your new home!